About us

After spending many years in the credit repair business working for other companies, an idea started to take shape:

"Could a credit repair company be client centered?"  

"Would a company that focused on doing the right thing by and for the client every time survive?"

"Could the business be built through relationships alone?"

These were the questions that we asked when we first started HighPoint Credit Advisors. 

Together Lori and Douglas Ross, co-founders of HighPoint Credit Advisors bring to the table over 20 years of credit repair experience. Established in 2013, the business plan is simple: 

  1. Build relationships with lenders, realtors and home builders.

  2. Improve the credit history and credit scores of future buyers. 

  3. Return the client to the lender, realtor or builder to buy a home. 

  4. Repeat. 

Well, the plan worked. We are committed to helping our clients build better credit and to work closely with Lenders to make sure the credit report will meet FHA, VA, USDA or conventional loan standards. If you are a loan originator and have been looking for a credit repair company to work closely with--please give us a call. We can provide you with more information about our process and how we remove unverifiable derogatory accounts, rebuild credit history and remove dispute verbiage before sending the client back to you to qualify for a home loan. 






After nearly a decade in the financial services industry, I decided to put my efforts into a company that would charge a fair price and stand behind the work done. We will always work to make sure every client reaches their goals and is satisfied with the service provided.

President and CFO

As a mother of five, I can say with assurance that having good credit is a necessity. I enjoy working with our referral partners to support the client on their journey to healthy credit. 


Director of Client Services 



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HighPoint Credit Advisors


Direct: 903-361-7873 

Email: Service@hp-credit.com

Mailing: PO Box 690

            Mt Vernon TX 75457

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