Privacy Policy & Terms of Use

Privacy Policy

This privacy policy sets out how HighPoint Credit Advisors (HPCA) uses and protects any information that you (the user) give us when you use this website.

 

HighPoint Credit Advisers is committed to protecting your privacy. HPCA only collects voluntary information. That may include first and last name, mailing address, email address, referral source and telephone contact information. This information would be gathered on a voluntary basis at the time that you either placed a phone call to the number listed on our website, or emailed us more information.

 

By placing a call to us by emailing us for more information, the user signifies acceptance of this policy and agrees to be contacted by a representative of our company (HPCA).

 

HPCA may change this policy from time to time. You should check this page frequently to ensure that you are happy with any of the changes.

 

Do Not Call Registry Compliance:

By submitting personal contact information either by email or telephone, you grant permission to HPCA to contact, via telephone, mail and/or email. This contact constitutes permission and a desire to be contacted by a representative of HPCA.

 

Opt-Out:

If you have contacted us for more information and decide that you no longer want to be contacted, you may choose to opt-out either by placing a phone call to one of our representatives to request to be put on our Do Not Call list, or reply to our email with the words “Unsubscribe.”

HPCA will never sell your contact information or share it with a third-party.

 

Terms and Conditions

 

1. Acceptance of the use of HighPoint Credit Advisors (HPCA) Terms and Conditions

Your access to and use of HighPoint Credit Advisors website is subject exclusively to these Terms and Conditions. You will not use the website if you are not fully accepting these terms, conditions, and disclaimers contained in this notice. If you do not accept these Terms and Conditions, you must immediately stop using the Website.

 

2. Credit card details

HighPoint Credit Advisers will never ask for Credit details from our webpage.

 

3. Advice

The contents of HighPoint Credit Advisers website does not constitute advice and should be relied upon in making or refraining from making decision.

 

4. Change of Use

HighPoint Credit Advisers may change or remove (temporarily or permanently) the Website or any part of it, without notice and you confirm that HighPoint Credit Advisers shall not be liable to you for any such change or removal. Furthermore, HPCA may change the Terms and Conditions at any time, and your continued used of the Website following any changes shall be deemed to be of your acceptance of such change.

 

5. Links to Third Party Websites

HighPoint Credit Advisers Websites may include links to third party websites that are controlled and maintained by others. Any link to other websites is not an endorsement of such websites and you acknowledge and agree that we are not responsible for the content or availability of any such sites.    

 

6. Copyright 6.1

All copyright trademarks and all other intellectual property rights in the Website and its content (including without limitations the Website design, text graphics and graphics and all software and source codes connected to the Website) are owned by or licensed to HighPoint Credit Advisors or otherwise used by HighPoint as permitted by law. 6.2 In accessing the Website you agree that you will access the content solely for your personal non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold, or distributed without the prior, consent of the copyright holder. This excludes the downloading, copying, and/or printing of the pages of the website for personal, non-commercial home use only.

 

7. Disclaimer and Limitation of Liability

7.1 The Website is provided on an AS IS and AS AVAILABLE basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement compatibility, security and accuracy.

7.2 To the extent permitted by law, HighPoint Credit Advisors will not be anymore liable for any indirect or consequential loss of business, opportunity, or damage whatever (including without limitation of loss business, opportunity, data, profits) arising out of or in connection with the use of the Website.

7.3 HighPoint Credit Advisors makes no warranty that the functionality of the Website will be uninterrupted  or error free, that defects will be corrected, or that the Website or the server that makes it available are free of viruses or anything else which may be harmful or destructive.

7.4 Nothing in these Terms and Conditions shall be construed as so to exclude or limit the liability of HighPoint Credit Advisors for death or personal injury as a result of the negligence of HighPoint Credit Advisors or that of its employees or agents.

 

8. Indemnity

You agree to indemnify and hold HighPoint Credit Advisers and its employees and agents harmless from and against all liabilities, legal fees, damages, losses, costs, and other expenses in relation to any claims or actions brought against HighPoint Credit Advisors arising out of any breach by you of these Terms and Conditions or other liabilities arising out of your use of this website.

 

9. Severance

If any of these Terms and Conditions should be determined to be invalid, illegal, or unenforceable for any reason by any court of competent jurisdiction then such Terms of Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.

 

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the law of USA and the State of Texas and you hereby submit to the exclusive jurisdiction of the Texas and USA courts.